Focusing On Growth

Our driving philosophy at CX Financia, Focusing on Growth, means more than bringing our customers to grow; we are also proactive in being ahead of the current trends in the global village. We live in a highly changing financial world, where every day new regulations, technology and the law of the market are created, and we believe that the real success is to be farsighted and flexible. We are your strategic advisor that constantly observes the changes in the world and based on our profound experience predicts inconveniences and reveals opportunities. This approach not only leads to the compliance of our clients, but also to their strategic win-win position and to their sustained growth, regardless of the complexity of the way, given that such approach is supported by our commitment to minimizing financial risks and managing the process through which the growth occurs

2025: Wiki Finance Expo Cyprus

Our Director, Xenia Neophytou, led the panel “Sandbox Two Point Zero: Finding a Faster Balance Between Innovation and Regulation” with industry experts Andreas Kourouklaris, Simon Zenios, Marios Lazarou, and Barry Perkins. The discussion explored how regulators and innovators can move at the same pace without losing trust, focusing on speed, safety, and next steps for crypto, AI, and Cyprus in Europe.

Key takeaways from the panel:
Sandboxes as gateways – They must evolve from one off pilots into structured fast track paths to licensing.
Cyprus’s bold move – By launching a full sandbox instead of an innovation hub, Cyprus proved that speed and structure can coexist, positioning itself as a leading jurisdiction in Europe.
AML KYC as a bottleneck – Harmonized onboarding remains the biggest global obstacle; standardization could save firms months of delays.
Risk based supervision – Moving from static checklists to continuous, proportional monitoring that supports innovation while maintaining safeguards.
Principle based and tech neutral regulation – Clarity and predictability create the foundation for both crypto and AI to grow responsibly.

The conclusion: Sandbox Two Point Zero is not lighter regulation. It is faster, smarter, and more collaborative regulation.
For innovators it means faster scaling.
For regulators it means evidence based supervision.
For Cyprus it is an opportunity to lead in Europe through agility, not size.

CX Financia on stage

2025: CYFA AML & Compliance Affairs Breakfast

On April 3rd, 2025, CX Financia proudly participated in the AML & Compliance Affairs Breakfast Meeting, hosted by the Cyprus Fiduciary Association (CYFA) at the Amathus Beach Hotel in Limassol. This pivotal event brought together a diverse group of compliance professionals to collaboratively address the most pressing regulatory challenges impacting their daily operations. A highlight of the meeting was the insightful roundtable discussion moderated by our Managing Director, Xenia Neophytou, who is also a distinguished member of CYFA’s AML Technical Committee, further underscoring CX Financia’s commitment to leading the conversation on critical compliance issues.

2025: India–Cyprus: Turning Vision into Cross-Border Growth

The recent visit of the Prime Minister of India to Cyprus has given fresh momentum to bilateral relations, and at CX Financia we were honoured to be part of this dialogue. Our Founder and Director, Xenia Neophytou, joined an engaging discussion with Viraj Kulkarni, Hon. Consul of the Republic of Cyprus in Mumbai, together with members of WICCI India and WICCI Cyprus, to explore opportunities for collaboration and the role of Cyprus as a strategic gateway for Indian businesses into the EU.

The exchange also looked ahead to future cooperation with organisations such as the Consulate of the Republic of Cyprus in Mumbai and FICCI, aiming to strengthen links between Indian entrepreneurial ecosystems and European markets. As a leading advisory and compliance firm, CX Financia is already supporting Indian stakeholders with market entry, regulatory licensing, governance structures, and strategic relocation. We look forward to deepening these partnerships and contributing to sustained growth between India and Cyprus.

2024: Strengthening AML Practices: CX Financia Leads CYFA Seminar

CX Financia recently led a focused seminar for the Cyprus Fiduciary Association, addressing the crucial topic of Firm-Wide Risk Assessment in regulatory governance. Our Managing Director, Xenia Neophytou, joined compliance expert Petros Hadjipetrou to deliver a hands-on session centered on building effective AML frameworks and implementing risk-based practices in line with CySEC guidelines. The seminar delved into internal risk exposures, sector-specific needs, and practical strategies for moving beyond box-ticking compliance toward meaningful, value-adding assessments. By emphasizing actionable training and collaborative problem-solving, the event supported participants in strengthening decision-making and achieving long-term resilience through smart risk management.

2023: Women Protagonists in a Game-Changing Economy

The 6th BPW Mediterranean Symposium, hosted by BPW Cyprus, brought together inspiring women leaders from across regions to exchange insights on succeeding in an ever-changing economic environment. The conversations highlighted resilience as the strength that carries leaders through challenges, while values were presented as the element that builds trust and strengthens partnerships. Equality was shown to unlock innovation and broaden opportunities, reinforcing its role as a vital catalyst for growth. Collaboration was emphasized as the foundation for stronger networks, workplaces, and communities, and continuous self-development was recognized as an investment that compounds value over time. Overall, the symposium showcased how shared vision, meaningful connections, and personal growth drive influence and impact far beyond financial measures.

2023: WICCI Cyprus – Women’s Indian Chamber of Commerce and Industry Cyprus

CX Financia’s Managing Director, Xenia Neophytou, had the honor of attending the Women Who Launch event hosted by WICCI Cyprus. The evening brought together women diplomats, academics, and entrepreneurs to share experiences and challenges around gender equality in the workplace, offering powerful insights into advancing women’s careers and leadership. As a proud member of WICCI Cyprus, Xenia celebrated the spirit of collaboration and empowerment that defined the event. Special acknowledgments go to Her Excellency Madhumita Hazarika Bhagat, Dr. Harbeen Arora Rai, and the Cyprus University of Technology in Limassol for their key roles in making the evening possible.

2023: CX Financia at Reflect Festival

Our team was honoured to attend Reflect Festival 2023 in Limassol, an event that brought together leading innovators, entrepreneurs, and policy makers from around the world. This year, CX Financia received a special invitation from H.E. Madhumita Hazarika Bhagat, High Commissioner of India to Cyprus, to join the Start Up India event as part of the festival’s dynamic program.
Panel discussions featured respected voices like Evgenios Evgeniou, Chairman of Invest Cyprus, leaders in research and innovation, and top entrepreneurs such as Constantinos Loizou and Adarsh Desai. Conversations focused on the vast potential for India-Cyprus collaboration in technology and sustainability—key themes that align with our vision for strategic, cross-border growth.
Reflect Festival proved once again that Cyprus is a thriving tech hub, opening doors for international companies and top talent. Our interactions with the Ambassador of Cyprus to Israel and the High Commissioner of India also highlighted promising opportunities for future partnerships.

2023: CX Financia at iFX Expo: Connecting Innovation and Opportunity

CX Financia had the pleasure of participating in iFX Expo 2023 at the City of Dreams Mediterranean in Limassol, an event that gathered over 4,000 professionals from the financial sector. The week was filled with innovation, insights, and meaningful networking opportunities, allowing us to connect with industry peers, explore the latest trends, and engage with both existing and potential clients about future collaborations.

2022: CX Financia at Finance Magnates

CX Financia is excited to be part of Finance Magnates 2022, a vibrant event where networking and industry insights take center stage. Over these three days, our team engaged in lively panel discussions, connected with decision makers, and explored trending topics shaping the financial sector. Participation in events like this aligns with our value of focusing on growth, allowing us to share expertise, build new partnerships, and stay ahead in a constantly evolving industry. We look forward to continuing these dynamic conversations and collaborating with peers who are equally passionate about progress and innovation.

2022: CX Financia at the 5th Cyprus Anti-Fraud Conference

We were delighted to take part in the 5th Cyprus Anti-Fraud Conference, where our Managing Director, Xenia Neophytou, joined fellow professionals in exploring the latest challenges and solutions in fraud prevention. From deep fake scams and cyber-enabled crimes to the use of advanced technology for compliance and monitoring, the conference shed light on how organizations must evolve to stay ahead. At CX Financia, we see these advancements as part of our commitment to driving growth through foresight, resilience, and strong compliance frameworks, helping our clients turn challenges into opportunities for long-term success.