Your International Gateway to Cyprus
In a modern, competitive financial environment, it is harder than ever for non-residents to navigate local requirements. Failure to comply with the 2026 standards may result in tough fines and business hazards. Our professional team makes compliance a strategic asset for international firms, enabling you to develop a stable operation while managing your reporting via the TFA (TAX For All), allowing you to focus on your core business growth while we manage the regulatory burden.
Serving Global Financial Hubs
We provide localized regulatory support for firms bridging the gap between their home country and Cyprus:
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United Kingdom: Post-Brexit compliance and cross-border licensing for UK firms entering the EU.
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Germany & Greece: Technical compliance for EU-based fintechs adhering to MiCA and Cyprus vs Malta tax comparisons.
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UAE & Middle East (MENA): Specialized advisory for Middle Eastern investors navigating the 2026 Cyprus Tax Reform and FATCA/CRS nuances.
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India: Leveraging the India-Cyprus Double Tax Treaty for efficient withholding tax on interest and royalties.
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Kazakhstan & Russia: Facilitating investment into the wider Eurasian region while maintaining robust AML/KYC and international substance rules.
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Individual Strategy: For founders relocating alongside their firm, we provide integrated Private Wealth & Executive Relocation advice.
Regulatory Compliance & Licensing
Our entire repertoire of regulatory compliance solutions is offered to help your business comply with all applicable regulations and standards. We are proactive and will ensure you are ahead of the changes in regulations and remain competitive in the market. Our financial advisory is meant to offer a comprehensive support to your business.
This includes:
We guide you through the entire licensing lifecycle. If you are exploring alternative jurisdictions, we also provide a Cyprus vs Malta tax comparison advice to help you choose the right hub for:
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CIFs (Cyprus Investment Firms)
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AIFs/AIFMs (Alternative Investment Funds)
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EMIs & PIs (Payment & Electronic Money Institutions)
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CASPs (Crypto-Asset Service Providers) under the MiCA framework.
Risk Management Services
A successful financial business depends on transforming risks into solvable challenges. Our services cover risk identification, policy development, and mitigation strategies. We develop risk systems that are a component of your strategic planning, ensuring you are ready for the Cyprus 2026 tax reforms.
Our services cover:
- Risk Identification and Assessment: Identifying the operational, financial and reputational risks unique to your business model.
- Policy and Procedure Development: The development and application of effective risk management organization-specific policies.
- Internal Audits: Have proper internal audits to make sure that your procedures and controls are well-functional and conformed.
- Mitigation Strategies: The creation of workable and viable mitigation measures to reduce exposure to risk factors.
Entities for sale Services
We offer complete support to purchase or sell regulated financial entities. This covers due diligence, regulatory management of ownership changes, and post-acquisition integration. Explore our current regulated entities for sale for a faster route to market.
Here is how we support your business:
- Due Diligence: We conduct a thorough due diligence of the regulatory position and regulatory compliance record of the firm.
- Regulatory Management: We do all the licensing applications and regulatory approvals of the change of ownership.
- Corporate Support: We handle the legal and corporate side of the sale as well as all the needed paperwork.
- Post-Acquisition Integration: We help the new owners to revise policies and systems to maintain on-going compliance.
Internal Audits
Internal audit is a foundation of strong compliance. Our internal audit services provide a thorough, unrestricted review of your firm’s operations to ensure full compliance with the stringent regulatory demands of CySEC and the new DORA standards.
- Mainstream of Compliance: Our internal audit provides a thorough, unrestricted audit of your firm operations, and ensures full compliance with the stringent regulatory demands of CySEC.
- Proactive Risk Management: We assess internal controls and risk management processes to determine and deal with the weaknesses proactively.
- Ensures Transparency: Our audits provide assurance that your business is in compliance with the relevant laws, strengthened against risk and is operationally sound and worthy of trust.
Financial Licensing Cyprus (CySEC & CBC)
The most important step that every financial firm needs to take in order to operate in Cyprus is to obtain the right license to operate within the legal framework. We also offer a broad outline to be used to sail through this complicated procedure with self-confidence.
- Prerequisite: We give detailed instructions on how to obtain the right license to be in operation in Cyprus.
- Expert Applications Process: Our staff takes care of the entire licensing application process to CySEC including initial consultation and the submission of all the necessary documentation.
- Smoothed Route to Approval: We use our extensive experience in the Cypriot regulatory system to shape your route to regulatory approval with a sound basis of compliance.
FAQ
What are the main changes in the 2026 Cyprus Tax Reform?
The reform increased Corporate Tax to 15% and abolished Deemed Dividend Distribution for post-2026 profits. However, it reduced SDC on dividends to 5%. For the official legislative text, you can visit the Cyprus Ministry of Finance
Do I need a physical office and local directors in Cyprus to get licensed?
Yes. Regulated firms must have a physical office and local substance. This involves a registered address and a local management team with “4-Eyes” oversight. Guidelines on European substance requirements are maintained by the European Securities and Markets Authority (ESMA)
Why should we use a third-party for compliance services?
Hiring an external partner gives your firm specialized expertise without the expense and administrative overhead of an entire in-house department. This is how you stay up to date with changing regulations like the 8% flat tax on crypto gains introduced in 2026.
What are the ongoing compliance obligations after a license is approved?
Regulated companies must follow a list of requirements: constant reporting to CySEC, capital adequacy maintenance, annual external and internal audits, and full compliance with AML and KYC standards.
Can CX Financia assist with UAE-Cyprus tax planning?
The increase to 15% CIT is offset by the abolition of Deemed Dividend Distribution for 2026 profits, which is a major advantage for international holding companies. You can find more on these incentives at the Cyprus Tax Department
What are the ongoing compliance obligations after my license is approved?
Yes. We specialize in the synchronization of Middle Eastern corporate structures with Cyprus’s new tax framework, ensuring that your double-taxation treaties are fully optimized for the 2026 landscape.